Definition: The word "comprehensive car insurance" refers to a type of insurance that provides comprehensive coverage for your vehicle, which means it covers all types of damages or accidents to your vehicle from theft, vandalism, accident, natural disasters, and other causes. Comprehensive car insurance also includes additional benefits such as collision damage waiver (CDW) for non-$30,000 vehicles, towing coverage, roadside assistance, etc. The term "comprehensive" in the context of comprehensive car insurance typically refers to a type of policy that provides a higher level of protection than standard liability coverage. This means that the insurer will cover more damages or accidents compared to regular policies with no limits on damage paid by the insured. In simpler terms, the term "comprehensive" is used to describe a high-level of coverage provided by a car insurance policy, which includes both liability and non-liability coverage for damage caused to your vehicle. This type of policy typically comes with higher deductibles than standard policies and offers more comprehensive protection against specific types of damages or accidents. In summary, "comprehensive" is the term used to describe a high-level of coverage provided by a car insurance policy, which includes both liability and non-liability coverage for damage caused to your vehicle.

comprehensive car insurance

Definition: What Is Comprehensive Car Insurance? Comprehensive car insurance is a type of auto insurance that includes all of your liability, collision, comprehensive, theft, and medical payments coverage. This means that you pay for all of these aspects of your car accident or injury in one single policy. Here are the key features and benefits of comprehensive car insurance: 1. Liability Coverage: Comprehensive car insurance covers all kinds of accidents, including those that happen to you or others involved in your vehicle. 2. Collision Coverage: This coverage is essential if you're at fault in a collision with another car, truck, motorcycle, van, or pedestrian. 3. Comprehensive Coverage: Comprehensive car insurance typically includes the following: a) Liability: Any bodily injury or property damage that results from an accident b) Property Damage: The cost of repairs or replacements for your vehicle after a collision. c) Collision Damage Waiver: This covers any damages to your vehicle, such as tire wear and punctures. 4. Theft Coverage: Comprehensive car insurance often includes theft protection, which can help prevent damage to your vehicle or property from thieves or other vehicles involved in an accident. 5. Medical Payments: The policy also provides coverage for medical expenses resulting from an accident. 6. Emergency Assistance: This coverage provides financial assistance if your car is damaged beyond repair and you need medical attention. 7. Payment Options: Comprehensive car insurance may include the option to purchase a deductible or pay out-of-pocket first, which can be advantageous in cases where the cost of repairs exceeds your available funds. Overall, comprehensive car insurance is designed to protect you from financial loss due to accidents or injuries involving your vehicle. It's crucial for drivers to understand their options and coverage when purchasing comprehensive insurance to ensure they have a strong foundation in their protection.

what is comprehensive car insurance